Insurance &
Asset Protection

We offer Medicare supplement insurance quotes from several highly-rated providers. Using our independent agency, you can compare the lowest rates from several carriers online. There are many different Medigap companies to choose from; we make it easy to compare all of them side by side.

We can also help you review the rate increase history of each company. And be sure to ask us about any household, spousal or premium discounts that might be available. We also offer Stand-Alone Part D drug plans to cover your prescriptions and compliment your Medicare supplement coverage.

Advantage plans are private health insurance policies that cover the benefits of Original Medicare Parts A & B. They also help to fill in some of the gaps associated with Parts A & B while limiting the your overall out of pocket exposure.

Most Advantage plans also include prescription Part D drug coverage and some will also offer dental, vision and hearing benefits. We can help you find the HMO, PPO PFFS, or MSA plan that might be best for you. We’ll also check to make sure your preferred providers are in network with the insurance company.

Our agency specializes in individual, family and group health insurance from several carriers. We represent Aetna, Allwell, Ambetter, Anthem Blue Cross & Blue Shield, Bright Health, Caresource, Centene, Golden Rule, Health Net, Humana, Medical Mutual, Molina, National General, Oscar, United Healthcare and many others.

We help individuals and families with short-term health insurance and ACA Marketplace policies. Our group clients can choose from fully-funded ACA policies or self insured, medically underwritten coverage. We also offer Multiple Employer Welfare Arrangement (MEWA) plans to our groups under 50. There are several ways to reduce your premiums with our agency.

For investment purposes, we offer tax-deferred fixed annuity investments, equity-indexed annuity plans, immediate (income generating) annuities, deferred income accounts, guaranteed income riders, structured settlements, and structured sale policies. We also have several policies offering premium bonuses in the first year and beyond.

We can help administer IRA, 403(b) and 401(k) small business plans, qualified rollovers and Qualified Longevity Annuity Contracts. We’ll help you compare rates, yields, spreads, caps and participation rates. Annuities come in many different shapes and sizes; we can help you find the policies that best fit your investment goals now and in the future.

We offer life insurance quotes and enrollment from several highly-rated carriers. You can compare term life insurance, whole life insurance, universal policies, and single premium life quotes online.

We’ll find suitable life insurance coverage to protect you and your family. We also offer lide policies for reduce inheritance tax reduction and wealth transfer. We work with individuals, families and businesses to find cost effective policies to protect what matters most. You can compare fully underwritten, non-medical, and guaranteed issue coverage with our agency.

Long term care costs are a concern for many. We help our clients compare the costs and benefits of both traditional and hybrid long term care insurance from several insurance companies.

Single and annual-pay premium plans are available from our agency. You can compare several hybrid long term care plans coupled with annuity and life insurance policies. Hybrid policies work well for those who prefer an asset based approach. Single premium options are popular given their known outlays.

A disability due to injury or sickness can cause significant financial hardship. According to the Society of Actuaries, a disabling injury occurs every 1.5 seconds. In addition, 50% of mortgage foreclosures in the U.S. are due to a disability.

Workers of any occupation  purchase disability insurance in order to provide guaranteed income during difficult times. Typically, DI insurance will replace a portion of the lost income depending on profession and income. Policies can be purchased that cover either short or long term durations. We offer coverage for both individuals and business groups.

Several companies offer comprehensive dental and vision insurance coverage across the U.S. Many offer hearing benefits as well. Policies can be purchased to cover a individuals, families, small and large business groups. Some plans have waiting periods while others offer coverage right away.

We offer comprehensive dental and vision insurance plans from Aetna, Ameritas, Anthem Blue Cross & Blue Shield, Delta Dental, EyeMed, Humana, Medical Mutual of Ohio, Mutual of Omaha, Spirit, United Healthcare, VSP and many others. With our independent agency, you can compare benefits, costs and details of several plans side by side.