Gerber Life Medicare Supplements In California
Gerber Life is now offering Medicare supplement insurance in California. This is the same well known and well rated Gerber Insurance Company that offers life insurance to children.
Gerber Medigap plans are priced quite competitively and in many areas they are the best rates available for those over age 65. Consumers can request personal quotes from independent agents.
Change Your California Medicare Insurance Yearly On Your Birhtday
California is unique in that every year, Medicare beneficiaries can switch their Medicare supplement insurance without any underwriting. This is referred to as the “Birthday Rule” and allows consumers to switch to like or lesser coverage.
For example, those insured under a Plan F with any insurance carrier would be allowed to switch to a new plan F with Gerber or anyone else for that matter. There are no health questions to answer during this personal yearly enrollment window.
Plan J Medicare Supplement Coverage in California
Plan J is no longer for sale by any company in any state. This means that Plan F is the most comprehensive Medicare supplement available for purchase. Gerber Life, Mutual of Omaha, AARP and Stonebridge Life (among many others) all offer Plan F in all of California. We can help you compare quotes with all four and many others.
It is important to note that in June of 2010 Plan J was phased out and newer plans are being phased in. Consumers are no longer be able to purchase Plan J, but will be allowed to keep their existing Plan J or switch to another like or lesser plan during their birthday month.
Using an Independent Medicare Supplement Insurance Agent
It may be wise for consumers to align themselves with an independent agent offering supplemental insurance in CA. There are companies offering new plans all the time and your agent will make you aware of these new offerings.
Typically, when coverage is first introduced is when it will be most affordable to the consumer. The longer the insurance has been available, the higher the premiums will be due to claims experience by the insurance company.
When consumers use an agent, they are buying direct from the insurance carrier. There is never a surcharge for the agent’s assistance. And when plans change (like they will in 2010) or when a new competitively priced supplement has been introduced, then your trusted agent will explain all of your options.
Need Medicare Supplement Assistance in CA?
We are an independent Medicare supplement insurance agency serving all of California. Should you like to view quotes with Gerber Life or anyone else, please contact us to compare the lowest rates in your area.
Category: Medicare Supplements, Retirement Planning