If you're on Medicare and live in California, you might be aware of the Birthday Rule. This law allows you to change your Medicare Supplement policy each year to a "like or lesser" plan. You have 60 days to make this change from your birthday, but most insurance companies will accept an application up to [...]
October 17, 2021
Category: Medicare Supplements
Notable 2022 Advantage Plans With Five Star Ratings: Medical Mutual of Ohio PPO Plans Aultcare Primetime in NE Ohio Select Wellcare Plans in California Humana CarePlus Policies in Florida Cigna Coverage in Florida Humana Health in Louisiana United Healthcare AARP in Ohio, Texas Humana HMO plans in Northern Kentucky
July 26, 2021
Category: Medicare Advantage, Medicare Part D
Millennials and the baby boomers are two generations who currently make up the majority of the population in the United States. Understanding how each generation thinks and what they want helps determine more about their life insurance needs. Let's explore the perceptions about each generation. See if you fit into either. Then let's consider the [...]
July 12, 2021
Category: Life Insurance
Manhattan Life Insurance Company is best known for affordable Medicare supplement insurance coverage. Plans offered include A, B, C, D, F, G and N. They have recently lowered rates on popular Plans G & N. On these two Medigap policies you'll find some of the best prices in many states. Renewals for existing policyholders are [...]
May 7, 2021
Category: Medicare Supplements
Our clients are in search of competitive yields now more than ever. They simply want a safe and insured account that's reliable and worry-free. Nassau Life Insurance Company's fixed annuity accounts are here to help. They offer some of the best rates in the country on two popular terms. These accounts are suitable for conservative [...]
May 4, 2021
Category: Annuities
Annuities are unique investments popular for income, tax-deferral, growth and safety. Most policies have no exposure to market downturns. They are designed to provide certainty. Conservative investors enjoy having a portion of their portfolio safe and protected from losses. While these accounts do come with guarantees, many want to know how they're insured and by [...]
March 19, 2021
Category: Annuities
If you're on Medicare, you're likely hearing about the Medicare Part B Give Back benefit. This new feature is only offered by a select few Medicare Advantage plans and only in some areas of the country. If you qualify, this unique benefit can reduce your monthly premiums owed to the government each month. How Does [...]
February 24, 2021
Category: Medicare Advantage
If you're in need of short term health insurance, Anthem Blue Cross & Blue Shield now offers these policies in many areas of the country. Our clients prefer shorter duration health plans for many reasons. Cost, network availability, benefits and flexibility are a few of the main factors. We discuss what you can expect from [...]
February 3, 2021
Category: Anthem Short Term Health Insurance
If you need a one year fixed annuity, we can help. Hyers and Associates is an independent brokerage specializing in annuities of all types. We'll help you compare the highest rates available. Many of our clients are looking for short-term policies with fair rates of return. You might be surprised to know that many of [...]
January 20, 2021
Category: Annuities
In the midst of these unprecedented times, there is a lot of concern about money – not just everyday stimulus/disaster relief money, but retirement funds and accounts. Conservative investors what know about their best options for growth and safety. Our clients are concerned about reliability, security and a fair rate of return on their deposits. [...]
January 15, 2021
Category: Annuities, Ohio Annuity
It's Open Enrollment, so expect to see endless advertisements about the free extra Medicare benefits you might be missing. Things like prescriptions, dental, vision, hearing aids, meals, gym memberships & transportation. But are the benefits actually free? The answer is complicated. Like most things, there's a trade-off. What these commercials are referring to are the [...]
November 5, 2020
Category: Medicare Advantage
Annuities are unique investment tools that are used for growth - and to provide guaranteed income. They offer predictable returns and tax deferral and are commonly used to create income streams in retirement. There are different types, however, which carry different levels of risk and reward. Some are more designed for growth and accumulation, while [...]
October 7, 2020
Category: Annuities, Ohio Annuity
Need Part D Insurance? We've Got You Covered!Quote & Enroll Now Request Broker Assistance If you're on Medicare, you may be interested in Aetna SilverScript Part D prescription drug plans. For 2022, their SmartRx plan offers the lowest premiums in the country. This will be a great option for those on a few generics or [...]
October 2, 2020
Category: Medicare Part D
Every year there are changes to provider networks for many Medicare insurance plans. The biggest change for 2021 is Ohio State University will no longer be in network for Medical Mutual Medicare Advantage plans. This does not affect all of their insurance plans, however. It's not uncommon to see large providers move in and out [...]
September 18, 2020
Category: Medicare Advantage
Annuities are unique investment tools that are sold by insurance companies and provide guaranteed returns and/or income streams as you get older. They are a great way to supplement retirement accounts or life insurance policies while providing a way of deferring taxes in the short or long-term. How do I know the difference between an [...]
September 10, 2020
Category: Annuities