If you're planning for present or future income, you should consider an annuity. These safe and insured investments have worked for investors for over 125 years. And they are specifically designed for growth and income. Everyone wants a secure retirement with a stream or worry-free income. There are many ways to create reliable income. It's [...]
April 18, 2024
Category: Annuities
Depending on your situation, usually you'll have several options when inheriting an annuity. Your decisions can have significant effects on withdrawals, taxes, and future investment options. That's why it's important to find the right help when deciding how to proceed. A good accountant, annuity broker and/or financial advisor can help you maximize your inheritance. Different [...]
August 3, 2023
Category: Annuities
There are several items to consider when shopping for annuity policies. These safe and secure contracts offer several benefits, but their features can vary significantly. Purchasing the right annuity at the right time will provide years of reliable growth and income. But most importantly, you also get peace of mind. It's comforting to own an [...]
April 26, 2023
Category: Annuities
Fixed annuities are a popular option for individuals who are looking for a safe and secure way to save for retirement. Unlike variable annuities, which are tied to the stock market and can fluctuate in value, fixed annuities offer a guaranteed rate of return. They also provide stable tax-deferred growth and a predictable source of [...]
March 31, 2023
Category: Annuities, Retirement Planning
Fixed annuities are hot investments right now and for good reason. They offer guaranteed fixed rates, competitive returns, and are also incredibly safe investments. Choosing the best fixed annuity at the right time maximizes growth and income. Currently, short-term annuity accounts offer some of the highest returns seen in decades. This is great for investors [...]
March 20, 2023
Category: Annuities
There are several ways to maximize your fixed annuity policy for growth and income. It's important to select the right type of account based on your financial needs. First, you should know that fixed annuities can credit interest in two different ways. Most grow through compounding interest, but there are some that credit simple interest [...]
January 29, 2023
Category: Annuities
The best indexed annuity policies offer the highest participation rates. Higher rates give you the opportunity for larger gains when the index you've chosen performs well. Not all indexes are created equal, however. There are several nuances that will affect your total returns. This post discusses what to look for regarding annuity participation rates. What [...]
September 23, 2022
Category: Annuities
There's a lot of buzz around annuity accounts now and for good reason. Fixed annuities are some of the safest and most secure investments available. In a rising interest rate environment, these accounts protect and preserve wealth while providing guaranteed returns. They are also insured. With so much interest, you'll want to understand how these [...]
May 18, 2022
Category: Annuities
Timing any market is difficult and the fixed interest rate market is no different. Only the most experienced (and perhaps luckiest) get it exactly right. For the rest of us, we may not want to do all of our buying at once. It's difficult to find the highs and lows when buying annuities. For the [...]
April 1, 2022
Category: Annuities
Purchasing an annuity is a smart way to save money. It's also a great way to set up a guaranteed stream of income in retirement. You will create reliable returns and give yourself peace of mind as a part of your investment portfolio. Ultimately, the question arises – how do I get paid from my [...]
February 17, 2022
Category: Annuities
Our clients are in search of competitive yields now more than ever. They simply want a safe and insured account that's reliable and worry-free. Nassau Life Insurance Company's fixed annuity accounts are here to help. They offer some of the best rates in the country on two popular terms. These accounts are suitable for conservative [...]
May 4, 2021
Category: Annuities
Annuities are unique investments popular for income, tax-deferral, growth and safety. Most policies have no exposure to market downturns. They are designed to provide certainty. Conservative investors enjoy having a portion of their portfolio safe and protected from losses. While these accounts do come with guarantees, many want to know how they're insured and by [...]
March 19, 2021
Category: Annuities
If you need a one year fixed annuity, we can help. Hyers and Associates is an independent brokerage specializing in annuities of all types. We'll help you compare the highest rates available. Many of our clients are looking for short-term policies with fair rates of return. You might be surprised to know that many of [...]
January 20, 2021
Category: Annuities
In the midst of these unprecedented times, there is a lot of concern about money – not just everyday stimulus/disaster relief money, but retirement funds and accounts. Conservative investors what know about their best options for growth and safety. Our clients are concerned about reliability, security and a fair rate of return on their deposits. [...]
January 15, 2021
Category: Annuities, Ohio Annuity
Annuities are unique investment tools that are used for growth - and to provide guaranteed income. They offer predictable returns and tax deferral and are commonly used to create income streams in retirement. There are different types, however, which carry different levels of risk and reward. Some are more designed for growth and accumulation, while [...]
October 7, 2020
Category: Annuities, Ohio Annuity