Medicare open enrollment is currently underway from Oct. 15 to Dec. 7 of this year. This means that if you want to change your coverage or add a supplemental insurance plan, this is the time to do it. All new insurance policies take effect on Jan. 1, 2018. But, before they do, you have some …
Category: Medicare Advantage, Medicare Supplements
If you’re currently on Medicare, you are probably keenly aware of everything that it covers. From surgery to physical therapy, this government entitlement benefit provides health insurance for Americans 65 and older who have worked into the system and are now retired. But although Medicare is relatively comprehensive, it doesn’t cover everything — which is …
Category: Medicare Supplements
Category: Medicare Supplements, Retirement Planning
Category: Medicare Supplements, Retirement Planning
Category: Medicare Supplements
Category: Medicare Supplements
Reviewing and understanding your supplemental insurance options can be overwhelming when you are new to Medicare. There are several options to choose from and it’s hard to know which plans with which provider will be most suitable for the long haul. In the following article, we provide tips and advice to help you navigate this somewhat …
Category: Medicare Advantage, Medicare Supplements
When shopping for Medicare supplement plans, it’s important to know many providers offer spousal and/or household discounts for married applicants – or those who share a residence. These discounts usually range from 5-12% depending on the insurance company guidelines. There are several providers offering supplemental premium discounts to those who qualify. AARP United Healthcare, Aetna, Anthem Blue …
Category: Articles, Medicare Supplements
As part of the Medicare Access and CHIP Reauthorization Act of 2016, supplemental plans that cover the Part B deductible will no longer be for sale in 2020. This legislation means that Plan F, Plan C and High Deductible Plan F will no longer be fore offered to those who are new to Medicare in …
Category: Medicare Supplements
If you are over 65 and leaving your group health insurance, you’ll need to plan carefully when considering COBRA as your semi-permanent insurance. If you do not enroll in Medicare Part B upon separation from employment, you can face late enrollment penalties including fines and delays. Unfortunately, the transition from group health insurance to Medicare – and the …
Category: Medicare Supplements, Retirement Planning
If you’ve ever been declined a Medicare supplement insurance plan due to medical underwriting, then you know the frustration. Some carriers are more stringent than others and the slightest health issue can be grounds for denial. And in most states, you have only one or two chances to choose a supplement without the need for medical …
Category: Medicare Supplements
Category: Medicare Supplements
Category: Medicare Advantage, Medicare Supplements
Category: Medicare Advantage, Medicare Supplements
Our independent agency represents several companies, but we are seeing a lot of interest lately in the Transamerica Life Medicare supplement insurance plans. In our view, there are several reasons for this including: cost, ratings, renewals and name recognition. First, a little about the company: Transamerica (that big pyramid building in San Francisco) is a subsidiary of …
Category: Medicare Supplements