High Interest Jumbo Annuity Accounts
Blog
Our high net worth clients often consider jumbo annuity accounts to meet their investment needs. Annuities are well-regarded for their safety and security, but they are also valuable for growth and income. Generally speaking, a jumbo annuity is an account funded with a deposit of more than $1 million. Many accounts are larger, however. Several [...]
June 19, 2025
Category: Annuities, Wealth Transfer
Obamacare 3.8% Investment Tax
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Now that the Supreme Court has upheld most of the provisions in the Patient Protection and Affordable Care Act (otherwise known as Obamacare) high income investors can expect to pay higher taxes on most investments. Legislative changes of this magnitude certainly come at a cost and in order to pay for Obamacare, investors must now share more of […]
July 10, 2012
Category: Articles, Health Care Reform, Wealth Transfer
Insurance Policies That Lower Your Income Tax Obligations
Blog
It’s April 15th and while many have already filed their tax returns, some are still scrambling to get their documents in on time. Thus, it is an appropriate time of the year to talk about different ways to reduce your income taxes. If you wish to reduce the amount of taxable income on your 1040 or are […]
April 15, 2010
Category: Annuities, Articles, Life Insurance, Wealth Transfer
Whole Life or Term Life Insurance? Which One Is Best?
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Life insurance shoppers want to know: What is the difference between whole and term life insurance and what type of policy should I purchase? The answer is usually simple depending on the circumstances. Listed below are life insurance explanations as well as recommendations for purchasing a life policy, tax avoidance and estate planning strategies. Whole Life Insurance […]
June 11, 2009
Category: Articles, Life Insurance, Wealth Transfer
Wealth Transfer Using Life Insurance
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There are several strategies you can use to pass assets to the next generation while mitigating taxes. This article will focus on life insurance for wealth transfer as it’s one of the most efficient. Life policies immediately create a fully valued tax-free asset upon first premium receipt. Our clients ask about cost effective ways to […]
August 29, 2007
Category: Life Insurance, Wealth Transfer
Hybrid Annuity & Life Insurance Policies
Blog
Up until a few years ago, consumers had few choices when it came to long term care insurance (LTCi). Traditional policies that provided a certain amount monetary reimbursement were the norm. Policies could be designed to cover expenses for a few months or much longer period of time – even providing benefits for the insured’s […]
August 29, 2007
Category: Articles, Long Term Care, Retirement Planning, Wealth Transfer