If you're planning for present or future income, you should consider an annuity. These safe and insured investments have worked for investors for over 125 years. And they are specifically designed for growth and income. Everyone wants a secure retirement with a stream or worry-free income. There are many ways to create reliable income. It's [...]
April 18, 2024
Category: Annuities
The Centers for Medicare & Medicaid Services has announced the new Medicare cost-sharing amounts for 2024. With inflation rising, the percentage increases are higher than in past years. We discuss the numbers below and how they affect your premiums, deductibles, coinsurance, and out-of-pocket exposure. These changes affect all insurance plans - both new and old. [...]
October 2, 2023
Category: Medicare Supplements
Depending on your situation, usually you'll have several options when inheriting an annuity. Your decisions can have significant effects on withdrawals, taxes, and future investment options. That's why it's important to find the right help when deciding how to proceed. A good accountant, annuity broker and/or financial advisor can help you maximize your inheritance. Different [...]
August 3, 2023
Category: Annuities
There are several items to consider when shopping for annuity policies. These safe and secure contracts offer several benefits, but their features can vary significantly. Purchasing the right annuity at the right time will provide years of reliable growth and income. But most importantly, you also get peace of mind. It's comforting to own an [...]
April 26, 2023
Category: Annuities
Fixed annuities are a popular option for individuals who are looking for a safe and secure way to save for retirement. Unlike variable annuities, which are tied to the stock market and can fluctuate in value, fixed annuities offer a guaranteed rate of return. They also provide stable tax-deferred growth and a predictable source of [...]
March 31, 2023
Category: Annuities, Retirement Planning
Fixed annuities are hot investments right now and for good reason. They offer guaranteed fixed rates, competitive returns, and are also incredibly safe investments. Choosing the best fixed annuity at the right time maximizes growth and income. Currently, short-term annuity accounts offer some of the highest returns seen in decades. This is great for investors [...]
March 20, 2023
Category: Annuities
There are several ways to maximize your fixed annuity policy for growth and income. It's important to select the right type of account based on your financial needs. First, you should know that fixed annuities can credit interest in two different ways. Most grow through compounding interest, but there are some that credit simple interest [...]
January 29, 2023
Category: Annuities
If you're shopping for the lowest cost 2024 Medicare Part Prescription Drug plans, Wellcare might be a great choice. They are offering three plans with various benefits and cost-sharing. From lowest to highest monthly premiums, those three plans are the Wellcare Value Script, Classic, and Value Plus PDP. Using our software, you can compare all [...]
October 13, 2022
Category: Medicare Part D
The best indexed annuity policies offer the highest participation rates. Higher rates give you the opportunity for larger gains when the index you've chosen performs well. Not all indexes are created equal, however. There are several nuances that will affect your total returns. This post discusses what to look for regarding annuity participation rates. What [...]
September 23, 2022
Category: Annuities
When choosing an insurance provider, company ratings are of great importance. Whether it's an annuity account, Medicare supplement, life insurance policy, or long term care coverage - you want assurances your chosen company will be there for the long run. All insurance is an investment in your future. Knowing you have an A+ rated carrier [...]
July 6, 2022
Category: Uncategorized
There's a lot of buzz around annuity accounts now and for good reason. Fixed annuities are some of the safest and most secure investments available. In a rising interest rate environment, these accounts protect and preserve wealth while providing guaranteed returns. They are also insured. With so much interest, you'll want to understand how these [...]
May 18, 2022
Category: Annuities
Timing any market is difficult and the fixed interest rate market is no different. Only the most experienced (and perhaps luckiest) get it exactly right. For the rest of us, we may not want to do all of our buying at once. It's difficult to find the highs and lows when buying annuities. For the [...]
April 1, 2022
Category: Annuities
When it comes to life insurance planning, our clients want real answers. They ask questions like, "How much insurance do I need? Is it affordable? How long should my policy last?" These are important questions! We answer them below using practical formulas and straightforward talk. Once you have a good foundation, purchasing life insurance for [...]
March 24, 2022
Category: Life Insurance
Purchasing an annuity is a smart way to save money. It's also a great way to set up a guaranteed stream of income in retirement. You will create reliable returns and give yourself peace of mind as a part of your investment portfolio. Ultimately, the question arises – how do I get paid from my [...]
February 17, 2022
Category: Annuities
If you're a veteran, there are several unique Medicare Advantage plans worth consideration. These policies will reinforce your coverage when receiving care outside of the VA. Many policies also reduce your Part B premiums and increase your monthly Social Security checks. You can enjoy added benefits like dental, vision & hearing coverage as well as [...]
January 24, 2022
Category: Medicare Advantage